One file per student
Identity, paying guardians, what is owed, paid and outstanding. Replaces the register, the receipt book and the bursar’s memory.
For private schools in Africa
Fineduc AI Platform
Stop chasing school fees. One file per student, clear instalments, automatic WhatsApp and SMS reminders, mobile money payment — and a director who sees everything, in real time.
- No funds ever pass through Fineduc
- Mobile money via a licensed aggregator
- Your data belongs to you
app.fineduc.io
F
LiveÉcole Bilingue Excellence
Director · 2026-2027
Collected today
345 000 FCFA
Collected this week
1 890 000 FCFA
Recovery rate
70,9 %
Outstanding
6 330 000 FCFA
Collections — 30 days
Payment methods
- Mobile money52%
- Cash31%
- Transfer14%
- Other3%
Arrears ageing
0-30
31-60
61-90
90+
Schools and education structures in Cameroon
Private college
School group
Bilingual complex
Technical institute
Nursery school
Private high school
Education foundation
School network
The problem
Every year, millions never recovered.
The ledger lives on paper and in one person’s head. None of it can be scheduled, reminded, reconciled, or seen in real time.
Chasing parents by hand
The bursar calls one by one, class list in hand. Collection depends on one person’s memory.
Permanent lateness
No schedule the parent can see, no reminder before the date. Cash arrives after salaries and suppliers.
Untracked cash
Parents pay in banknotes at the desk, the receipt is a carbon pad. Nobody can prove what was collected.
The director is blind
The real position is known only after a manual reconciliation, weeks later.
30%
of fees never recovered by year end
3 wks
average delay on every instalment
Features
Everything you need to collect, nothing more.
Fineduc is not a school management system. No grades, no attendance, no timetable. Fee recovery only — and it does it well.
Dated instalments
The fee schedule splits into instalments at enrolment. Partial payment is the norm, not the exception.
WhatsApp and SMS reminders
A gentle-then-firm ladder, each carrying a payment link. No reminder ever reaches a parent who has already paid.
Mobile money payment
MTN, Orange, Moov, Wave and card, through a third-party aggregator. Payments arrive already attached to a student.
Cash control
The cashier opens with a float, takes payments, then closes with a count. The variance is computed and must be justified.
Real-time director view
Collections, recovery rate, arrears ageing, mobile money share. Built for a phone.
The dashboard
Your position, without asking anyone.
Designed for a phone screen first, because that is where you will read it — standing up, between meetings.
app.fineduc.io
F
LiveÉcole Bilingue Excellence
Director · 2026-2027
Collected today
345 000 FCFA
Collected this week
1 890 000 FCFA
Recovery rate
70,9 %
Outstanding
6 330 000 FCFA
Collections — 30 days
Payment methods
- Mobile money52%
- Cash31%
- Transfer14%
- Other3%
Arrears ageing
0-30
31-60
61-90
90+
- Collected today
- 345,000 FCFA
- Recovery rate
- 70.9%
- Outstanding
- 6,330,000 FCFA
Real product screen, with demonstration data.
Integrations
Plugs into what you already use.
The payment and message channels parents use every day, and the formats your accountant expects.
- Mobile money
- Bank card
- SMS
- Excel export
- PDF receipts
- Register import
- Cash at the desk
Partner logos will appear here once the agreements are signed.
Getting started
Live in 48 hours.
- 01
We import your students
From your registers, spreadsheets or notebooks. We handle it during onboarding.
- 02
You set your fee schedule
Per grade: tuition, registration, exams, canteen, transport. Then the instalment split.
- 03
Reminders and payments run themselves
You only step in for the exceptions. The rest happens without you.
Security and trust
Built for a sceptical director.
You have been let down by a vendor, or by a member of staff, before. These are not compliance checkboxes — they are the product.
We never touch your money
Funds settle from the aggregator straight into the school’s account. Fineduc is not a payment institution and holds no funds.
Every action is logged
Who did what, when, from where, and what the value was before. The log cannot be edited or deleted, by anyone.
Nothing is erased
A payment is never deleted. A correction is a new, signed, reason-coded entry. A student’s account reads like a bank statement.
Every role in its place
The cashier collects, the bursar recovers, the director arbitrates. A refund or a large discount requires two different people.
Your data is isolated
Your school’s data is separated at the database level, not merely in application code. Encrypted in transit and at rest.
Your data belongs to you
Full export at any time, in a readable format. No negotiation and no exit fee.
Who it is for
Built for African private schools.
Nursery and primary
Many students, modest unit amounts, large sibling groups.
Secondary schools
Multiple instalments, exam fees, arrears that roll from year to year.
Bilingual schools
Two languages, two parent audiences. The interface and the messages follow.
Multi-campus groups
Several sites, one consolidated view for the proprietor.
Testimonials
What directors say about the platform.
Fineduc is starting with its first schools. We will publish figures and testimonials once they are real, verifiable and cleared by the school concerned — not before.
Pricing
You pay us out of what we recover.
For a 400-student school charging 250,000 FCFA a year, the Croissance plan is 0.72% of collections. Recovering just 3% more arrears returns 3,000,000 FCFA.
Essentiel
Up to 250 students
25,000FCFA / month
- Student files and instalments
- Cash control
- Mobile money payment
- Director dashboard
- 2 staff + 2 cashiers
- 500 WhatsApp messages / month
Croissance
251 to 800 students
60,000FCFA / month
- Everything in Essentiel, unlimited users
- Full escalation ladder
- Multi-desk cash control
- Excel and PDF exports
- 2,000 WhatsApp messages / month
- Priority support
Institution
800+ students, multi-campus
from120,000FCFA / month
- Everything in Croissance
- Multi-site consolidation
- Custom message templates
- API access
- Named account manager
- On-site onboarding
Message credits, paid up front
Messages are billed per unit from a prepaid balance: never a surprise invoice. WhatsApp 10 FCFA, SMS 30 FCFA. You set a monthly cap; at the cap, sending stops and the bursar is warned.
Onboarding — 150,000 FCFA
Migration from your existing registers, fee-schedule setup and two training sessions.
Payment aggregator fees (1.5–3.5%) are passed through, to either the parent or the school. Fineduc takes nothing from them.
Frequently asked
What directors ask us.
Does our money pass through you?
No, never. Funds go from the payment aggregator straight to the school’s bank account. Fineduc is not a payment institution, holds no funds, and takes no commission on your collections.
Which mobile money operators are supported?
MTN Mobile Money, Orange Money, Moov Money, Wave and cards, through a licensed third-party aggregator. We hold no direct contract with the operators — that is deliberate, and it keeps you from depending on one.
What if the internet drops at the desk?
Cash and bank transfer never depend on the aggregator. The cashier keeps collecting and printing receipts; only mobile money needs a connection.
Can parents pay in instalments?
Yes, and it is treated as the normal case rather than an exception. A parent paying 12,000 against a 45,000 instalment is recorded in one operation, and the remaining balance is tracked automatically.
We already use Excel. Why change?
Excel does not chase parents, does not collect payments, and cannot tell you what is in the cash drawer at 4pm. We migrate your existing files during onboarding — you do not start from scratch.
Who owns the data?
The school does. You can export everything at any time, in a readable format, at no cost and without having to negotiate for it.
Does the parent need to install an app?
No. The parent receives a WhatsApp or SMS message, taps a link, pays, and gets the receipt back in the same thread. There is no account to create.
Ready to recover what your school loses every year?
Send your request in 2 minutes. Our team reviews it within 24 hours and sends you your access details — then 7 days free.